> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://useroot.docs.buildwithfern.com/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://useroot.docs.buildwithfern.com/_mcp/server.

# List payment methods

GET https://api.useroot.com/api/payees/{payee_id}/payment-methods

Retrieves a paginated list of all payment methods for a specific payee.

**Success Responses**

| Status Code | Description |
|-------------|-------------|
| 200 | OK - The list of payment methods was successfully retrieved |

**Error Responses**

| Status Code | Error Code | Description |
|-------------|------------|-------------|
| 400 | VALIDATION_ERROR | The provided query parameters failed validation |
| 401 | AUTHENTICATION_ERROR | Authentication credentials are invalid or missing |
| 403 | AUTHORIZATION_ERROR | You do not have permission to perform this action |
| 404 | NOT_FOUND | The specified payee was not found |

Reference: https://useroot.docs.buildwithfern.com/api-reference/payment-methods-api/payee-payment-methods-api/list-payee-payment-methods

## Authentication

- `x-api-key` header (required) — RootPay API key sent in the x-api-key header. Keys are environment-scoped: live_* for production, test_* for sandbox.

## Request

### Path parameters

- `payee_id` (string, required)

### Query parameters

- `cursor` (string, optional, nullable) — Cursor for pagination. Use the next_cursor from the previous response to get the next page.
- `limit` (integer, optional, nullable, default: 50) — Number of items to return per page. Maximum is 500.
- `order` (enum, optional, nullable, default: desc) — Sort order by created_at: 'asc' for oldest first, 'desc' for newest first (default: 'desc')
  - Allowed values: `desc`, `asc`

## Response

### 200

List of payment methods retrieved successfully

- `data` (list of object or object, required)
  - BankPaymentMethodResponse
    - `created_at` (datetime, required)
    - `updated_at` (datetime, required)
    - `id` (string, required)
    - `account_last_four` (string, required)
    - `routing_number` (string, required)
    - `currency_code` (enum, required)
      - Allowed values: `USD`, `GBP`, `INR`
    - `country_code` (enum, required)
      - Allowed values: `US`, `GB`, `IN`
    - `verification_status` (enum, required)
      - Allowed values: `verified`, `pending`, `failed`
    - `is_default` (boolean, required)
    - `supported_rails` (list of enum, required)
      - Allowed values: `instant_card`, `instant_bank`, `same_day_ach`, `standard_ach`, `wire`, `{'instant_card', 'instant_bank'}`, `{'standard_ach', 'same_day_ach'}`, `{'standard_ach', 'wire'}`
    - `payee_id` (string, optional, nullable)
    - `payer_id` (string, optional, nullable)
    - `warning` (string, optional, nullable)
  - PushToCardPaymentMethodResponse
    - `created_at` (datetime, required)
    - `updated_at` (datetime, required)
    - `id` (string, required)
    - `payee_id` (string, required)
    - `card_last_four` (string, required)
    - `card_expiry_date` (string, required)
    - `currency_code` (enum, required)
      - Allowed values: `USD`, `GBP`, `INR`
    - `country_code` (enum, required)
      - Allowed values: `US`, `GB`, `IN`
    - `is_default` (boolean, required)
    - `supported_rails` (list of enum, required)
      - Allowed values: `instant_card`, `instant_bank`, `same_day_ach`, `standard_ach`, `wire`, `{'instant_card', 'instant_bank'}`, `{'standard_ach', 'same_day_ach'}`, `{'standard_ach', 'wire'}`
    - `verification_status` (enum, required)
      - Allowed values: `verified`, `pending`, `failed`
    - `warning` (string, optional, nullable)
- `has_more` (boolean, required)
- `total_count` (integer, optional, nullable, default: 0)
- `next_cursor` (string, optional, nullable)
- `previous_cursor` (string, optional, nullable)

## Examples

**Response**

```json
{
  "data": [
    {
      "created_at": "2024-03-20T12:00:00Z",
      "updated_at": "2024-03-20T12:00:00Z",
      "id": "123e4567-e89b-12d3-a456-426614174000",
      "payee_id": "987e6543-c21b-43a5-a987-654321098765",
      "account_last_four": "7890",
      "routing_number": "021000021",
      "currency_code": "USD",
      "country_code": "US",
      "verification_status": "verified",
      "is_default": true,
      "supported_rails": [
        "instant_bank",
        "same_day_ach",
        "standard_ach",
        "wire"
      ]
    },
    {
      "created_at": "2024-03-20T12:00:00Z",
      "updated_at": "2024-03-20T12:00:00Z",
      "id": "123e4567-e89b-12d3-a456-426614174001",
      "payee_id": "987e6543-c21b-43a5-a987-654321098765",
      "card_last_four": "1111",
      "card_expiry_date": "2512",
      "currency_code": "USD",
      "country_code": "US",
      "is_default": false,
      "supported_rails": [
        "instant_card"
      ],
      "verification_status": "verified"
    }
  ],
  "has_more": false,
  "total_count": 2
}
```

**SDK Code**

```python Mixed bank and card payment methods
import requests

url = "https://api.useroot.com/api/payees/payee_id/payment-methods"

headers = {"x-api-key": "<apiKey>"}

response = requests.get(url, headers=headers)

print(response.json())
```

```javascript Mixed bank and card payment methods
const url = 'https://api.useroot.com/api/payees/payee_id/payment-methods';
const options = {method: 'GET', headers: {'x-api-key': '<apiKey>'}};

try {
  const response = await fetch(url, options);
  const data = await response.json();
  console.log(data);
} catch (error) {
  console.error(error);
}
```

```go Mixed bank and card payment methods
package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://api.useroot.com/api/payees/payee_id/payment-methods"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("x-api-key", "<apiKey>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

```ruby Mixed bank and card payment methods
require 'uri'
require 'net/http'

url = URI("https://api.useroot.com/api/payees/payee_id/payment-methods")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["x-api-key"] = '<apiKey>'

response = http.request(request)
puts response.read_body
```

```java Mixed bank and card payment methods
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.get("https://api.useroot.com/api/payees/payee_id/payment-methods")
  .header("x-api-key", "<apiKey>")
  .asString();
```

```php Mixed bank and card payment methods
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('GET', 'https://api.useroot.com/api/payees/payee_id/payment-methods', [
  'headers' => [
    'x-api-key' => '<apiKey>',
  ],
]);

echo $response->getBody();
```

```csharp Mixed bank and card payment methods
using RestSharp;

var client = new RestClient("https://api.useroot.com/api/payees/payee_id/payment-methods");
var request = new RestRequest(Method.GET);
request.AddHeader("x-api-key", "<apiKey>");
IRestResponse response = client.Execute(request);
```

```swift Mixed bank and card payment methods
import Foundation

let headers = ["x-api-key": "<apiKey>"]

let request = NSMutableURLRequest(url: NSURL(string: "https://api.useroot.com/api/payees/payee_id/payment-methods")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "GET"
request.allHTTPHeaderFields = headers

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```